Welcome and thank you for your interest in HelloBello Financial, LLC (hereafter “HelloBello” or “our,” “we,” or “us”) and our products and services. These Online Terms of Use, along with our Privacy Policy and any other agreement you may have entered into with us including, but not limited to, any End User License Agreement for access to certain services we provide (collectively “Terms”) reflect your agreement with us regarding proper and authorized Use of our Sites, all content on those Sites in whole or in part, and your purchase of our products and services. In some instances, you may be required to agree to additional subscription terms, distributor terms, invoice terms, and/or license agreement(s) specific to products or services that we offer.

THESE TERMS ARE A BINDING LEGAL AGREEMENT. PLEASE READ THE FOLLOWING TERMS CAREFULLY. BY ACCESSING OUR SITES, PURCHASING OUR PRODUCTS, USING OUR SERVICES, AND/OR PROVIDING US WITH USER CONTENT, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY OUR TERMS. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS OUR SITES, PROVIDE US WITH USER CONTENT, OR PURCHASE PRODUCTS OR SERVICES FROM US. 

Changes to Terms. 

We reserve the right to change these Terms at any time. The most current version of our Terms is available at https://hellobelloapp.com/terms-conditions and shall replace all previous versions. Any revision will have a new “Updated on” date. If you disagree with our Terms, your only recourse is to discontinue accessing our Sites and/or purchasing products and services from us. This “Changes to Terms” section shall survive termination of your Use of our Sites, products and services, and any other agreement you may have with us.

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Changes to Sites. 

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Some pages of our Sites  are merely informational in nature. We may make changes to our Sites, at any time without notice to you. Any changes, or failure to make updates, shall not be considered evidence of improper action, a breach of these Terms, or grounds for an actionable Claim against us. In addition, information on our Sites may be out of date, inaccurate, incomplete, or contain errors or omissions. Further, our Sites shall not form the basis of, or be relied upon in connection with, any contract or commitment whatsoever. This “Changes to Sites” section shall survive termination of your Use of our Sites or purchase of our products or services, and any other agreement you may have with us.

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Personal Data Collected. 

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Some of our Sites may collect your Personal Data for legitimate business reasons. Please consult our Privacy Policy for more about the information we collect and how this Personal Data is utilized, maintained, and protected.

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Site Availability | No Downloads Permitted. 

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We use industry-standard procedures to provide and maintain our Sites. We cannot make any promises that Sites will be uninterrupted or error free. We may decide to stop displaying our Sites in whole or in part or to cease offering products or services in our sole discretion. Such cessation shall not be a breach of any agreement we have with you.

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Our Sites are displayed and not published. We do not grant you any rights in our displayed content and you have no right to download such content unless we explicitly permit such downloads (e.g., resource materials for distributors or resellers (professionals) may be specifically identified as downloadable). Your misuse of our content may violate applicable laws. 

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This “Site Availability | No Downloads Permitted” section shall survive termination of your Use of our Sites, Services, and any other agreement you may have with us.

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Ownership | Rights.

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On our own or on behalf of third parties, we retain all Intellectual Property contained in, or related to, our Sites, products, and services. Any unauthorized use by you may violate applicable laws.

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You are only permitted to access and view our Sites and to purchase our products and services for their normal and intended purposes unless we provide written authorization for any other use. We do not grant to you any license to copy, reproduce, modify, prepare or create Derivative Works of, publicly display, publicly perform, sublicense, transfer, assign, exploit, or distribute our Sites, products, or services in any manner whatsoever.

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For clarity, you agree, warrant, and represent that you will not, without our prior written permission,

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• Use any content on our Sites except as permitted in these Terms,
• Copy, modify, improve, revise, or create Derivative Works based on our Sites, products, or services,
• Download or scrape or copy any content from our Sites, products, or services,
• Sublicense or distribute any of our Site content, products, or services,  
• Remove any or our Intellectual Property ownership or management information or legends from our Sites, products, or services, including, without limitation, patent, trademark, copyright, and/or other restricted rights notices, 
• Access or Use our Sites, products, or services for any illegal purpose whatsoever, or in violation of applicable laws,
• Interfere with our Sites or any third party’s Use of our Sites, products, or services in any manner,
• Make unsolicited offers or advertisements to other Users,
• Attempt to collect Personal Data, including without limitation, User Data, about or from other Users or third parties without their consent,
• Circumvent, remove, alter, deactivate, degrade, or thwart any of our content protections,
• Frame or utilize any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) displayed on our Sites, products, or services,
• Purchase search terms or use any metatags or any other "hidden text" utilizing our names or trademarks without our express written consent, 
• Attempt to hide your identity, or
• Use any robot, spider, automated technology, device, or manual process to monitor or copy any of our Sites’ content or use any of the same to interfere, or attempt to interfere, with our operations.

Nothing in these Terms should be construed as conferring by implication, estoppel, or otherwise, any license or right to you to any of our Sites, products, or services, or any third-party Intellectual Property except as specifically granted herein or as otherwise agreed by us in a separate signed, written agreement.

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This “Ownership | Rights” section, including all subsections, shall survive termination of your Use of our Sites, Services, and any other agreement you may have with us.

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User Content.

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User Content is uploaded by you and is not reviewed or monitored by us. Some User Content may be automatically recorded by our Sites or services, such as photographs, videos, audio recordings, and comments. You are solely responsible for any User Content you upload, provide to us, or that is automatically recorded, and hold us harmless, and indemnify us, against any liability for damages, losses, or injuries that arise from or are related to your User Content, whatsoever, including without limitation, attorneys’ fees and costs and any amounts paid in settlement.

Any views or opinions expressed in any User Content do not necessarily state or reflect our views or opinions. 

Your sole and exclusive remedy for any loss or damage to User Content, other than loss to a third party that is directly caused by our grossly negligent or willful misconduct, will be for us to use commercially reasonable efforts to replace or restore the lost or damaged data from our latest backup, if any. We shall not be liable in any manner if we are unable to restore such data.  

When you complete forms online or otherwise provide us User Content through SMS/MMS messaging or any other means, you agree to provide accurate, complete, and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If, in our sole discretion, we believe that any User Content is untrue, inaccurate, or incomplete, or you have opted into a messaging program or provided us with User Content for an ulterior purpose, we may refuse you access to our Sites, products, and services in our sole discretion; and we may pursue all permissible equitable and legal remedies available to us.

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This “User Content” Section, including all subsections, shall survive termination of your Use of our products and services and any other agreement you may have with us.

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Release and License: User Content. 

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By providing us with User Content (including, by way of example only, by upload to our social media or SMS/MMS messaging), you grant us a non-terminable license to use such User Content in any commercial manner, in whole or in part, and in combination with other content, throughout the world. 

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You hereby release, discharge, and agree to save HelloBello harmless from any liability whatsoever for any Claims related to our use of your User Content, including attorneys’ fees and costs. This release includes Claims that may be raised by virtue of any blurring, distortion, alteration, optical illusion, or use of your User Content in composite form, whether intentional or otherwise, or that may occur in any subsequent processing of such User Content, as well as any publication thereof. By way of example only, such Claims include defamation, slander, libel, false light, publicity, and/or invasion of privacy. 

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If you share your User Content with third parties, we cannot take any responsibility for third-party use of that User Content; and the release in this Section applies to such shared content. 

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This Section “Release and License: User Content” shall survive termination of your Use of our Sites, products, and services and any other agreement you may have with us.

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Bugs | Errors. 

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If material bugs or errors cause our Sites, products, and/or services to fail in their intended purpose, we may repair such material errors if we determine, in our sole discretion, that such bugs or errors are reasonably repairable. If we believe such material bugs and/or errors are not capable of being repaired, we may, in our sole discretion, cease to offer and/or provide the affected Sites, products, and/or services, which cessation shall not be a breach of any agreement with you. Your sole remedy for our failure to repair a material bug and/or error is to stop accessing our Sites and/or to stop purchasing or Using our products and/or services. Failure to repair bugs or errors shall not be a breach of these Terms.

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Audit | Monitoring Rights. 

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We reserve the right to monitor and audit all Use of our Sites on our own or through our Business Partners. If we determine that you are not in compliance with our Terms, you will be responsible for any losses, damages, or injuries we or third parties may suffer.

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This “Audit | Monitoring Rights” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us for two (2) years. 

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Sites Not Intended For Minors. 

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Our Sites, products, and services are not intended for minors. We do not knowingly sell products or services to minors. Except for merely accessing our Sites, you must be the age of majority in the jurisdiction in which you reside to purchase our products and to use our services. If we discover that a minor has Used our services or purchased our products without parental or guardian authorization (other than accessing our Sites), we will use industry-standard measures to disallow further Use.

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Linked Accounts. 

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We may, now or in the future, permit you to access our Sites through certain Linked Accounts. By accessing our Sites through a Linked Account, you agree that we may access and use any account information from the Linked Account that you have configured to be made available to third parties, and you agree to the Linked Account’s terms of use regarding your Use of our Sites via the Linked Account. If you have reason to believe that your account is no longer secure, immediately notify us at support@hellobelloapp.com. You may alter our access permissions by changing the settings on your Linked Account. By altering such permissions, some of the features in our Sites may not function as intended.

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User Representations and Warranties. 

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You affirm, represent, and warrant that you will comply with all obligations in these Terms. In addition, you hereby indemnify and hold us harmless from any Claims, including attorneys’ fees and costs and any amounts paid in settlement, related to your breach of these representations and warranties. This “User Representation and Warranties” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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Trademarks. 

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We may pursue certain trademark(s) and trade name(s) (“Marks”), whether registered in the U.S., elsewhere in the world, or utilized at common law.

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If you have questions about our Marks, please contact support@hellobelloapp.com. You may not use any of our Marks for any purpose without our prior signed, written permission. 

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This “Trademark” section, including all subsections, shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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Intellectual Property Violations

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In the event you believe your Intellectual Property rights have been violated, whether or not you are a User, please contact us at support@hellobelloapp.com and provide us with all of the following information:

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• Your, or your authorized agent’s, physical or electronic signature as the Intellectual Property owner,
• Identification of the Intellectual Property claimed to have been infringed or, if multiple materials are infringed, identification of a representative list of such works, including a link to the original work and any registration certificates if available,
• Identification and location of the infringing material on/in our Sites,
• Your contact information, including name, physical and email addresses and telephone number(s),
• A statement that you have a good faith belief that the use of the material in the manner asserted is not authorized by you, as the Intellectual Property owner, your agent, or the law, and
• A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the Intellectual Property owner (if filed by an agent).

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We require all of the above information. If you send us incomplete information, we will not be able to process your request. We will return your request, indicating what information is missing by checking one or more of the paragraphs detailed above. 

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Relief for Breach. 

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If you breach these Terms or violate our rights in any manner, we reserve all rights and remedies at law and equity. You agree that we may proceed with injunctive or other equitable relief without the necessity of posting a bond as may be available to prevent your breach and, in addition, may pursue an action to recover damages. By way of example and not limitation, if you have cloned or are using a clone of our Sites, in whole or in part, or have intentionally or recklessly mis-utilized our Sites, products, or services, in whole or in part, for yourself or a third party, in breach of these terms or applicable law for any reason, 

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• you shall be liable for all damages, injuries, and losses incurred by us and any profits you have earned through such breach (without duplication), 
• you may be subject to an injunction to prevent further breach, and 
• you agree to pay all our costs related in any manner to such Claim, including attorneys’ fees, costs, the costs of any settlement, and any costs of collection. 

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We may also terminate your access to our Sites, products, and services, without reimbursement for payments made to us, for any breach of these Terms. 

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This “Relief for Breach” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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Business Partners. 

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We may have agreements with other individuals or companies (“Business Partners”), which partners may change without notice. We do not grant you any rights to further use our Business Partners’ names or trademarks without our written permission. For information regarding Personal Data that may be shared with our Business Partners, please consult our Privacy Policy.

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Links | Third-Party Services | Purchases from Business Partners. 

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Any reference or link to another company, Business Partner, website, product, or service does not constitute or imply any ownership, sponsorship, endorsement arrangement, or any other relationship with us. We make no representation regarding these third parties and have no control over how third parties use information, their use of “Cookies,” or the safety of content on their websites. Please consult our Privacy Policy and the information regarding linked sites in that policy. Should you be directed to a third-party website, we disclaim any and all liability whatsoever (as more specifically detailed by our Disclaimers). Should you have any questions regarding these third parties, or the information shared, please contact support@hellobelloapp.com. 

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If you have an issue with products or services purchased from a Business Partner (such as a distributor), you and the applicable Business Partner both agree that any Claim you may have that is related in any manner to such purchase is solely between you and such Business Partner. You and our Business Partners release HelloBello from any liability for any Claims related to such purchase(s), whatsoever, including without limitation, related attorneys’ fees and costs, the cost of any settlement, and any collection costs.

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User Accepts Risk of Losses.

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Use of our Sites, products, and services is at your sole risk. You understand that use of our Sites, products, and services involves some risk. There is no substitute for good judgment. You agree you will not hold us responsible or liable for any injury, damage, or loss, that you or your family may suffer through use of our Sites, products, or services.

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We make no representations or warranties regarding your Internet connection or the functionality of your hardware, firmware, or software. If your equipment is not working properly, our Sites may not operate correctly. 

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This “User Accepts Risk of Loss” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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See our Disclaimers below for further information.

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Disclaimers | Limitations on Liability | Maximum Recovery.

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Statements detailed on our Sites, on labeling, and in relation to our products and/or services may be statements of future expectations and other forward-looking statements that are based on our current view and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance, or events to differ materially from those expressed or implied. Except as specifically detailed in our Terms, nothing on our Sites, on our products, or in advertising or promotional materials shall form the basis of, or be relied upon in connection with, any additional contract or commitment whatsoever. 

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• HELLOBELLO™ SITES, PRODUCTS, AND SERVICES ARE PROVIDED TO YOU ON AN "AS IS" AND “AS AVAILABLE” BASIS. 

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• TO THE MAXIMUM EXTENT PERMITTED BY LAW, HELLOBELLO EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, KNOWN OR UNKNOWN, WHETHER ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE IN TRADE UNLESS A LIMITED WARRANTY IS SPECIFICALLY DETAILED ON PRODUCT LABELING,

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• WE DISCLAIM ANY AND ALL LIABILITY FOR YOUR INABILITY TO USE OUR SITES, PRODUCTS, AND/OR SERVICES FOR ANY REASON, INCLUDING, WITHOUT LIMITATION AND BY WAY OF EXAMPLE ONLY, DEFECTS IN THE ACCURACY OR COMPLETENESS, DELAY OR FAILURE OF TRANSMISSION, NON-COMPATABILITY OF OUR SITES WITH OPERATING SYSTEMS, THIRD-PARTY SOFTWARE ERRORS OR OMISSIONS, PROBLEMS WITH BUSINESS PARTNERS’ SERVICES OR PRODUCTS, BUGS, VIRUSES, WORMS, AND/OR OTHER HARMFUL COMPONENTS.

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• You assume the entire cost of all necessary servicing, repair, or correction of problems caused by viruses or other harmful components caused by you or third parties or originating in your computer or electronic device environment.

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• NO WARRANTY SHALL BE CREATED BY ANY  ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY US, OR THROUGH ANY ADVERTISING, WHETHER PROVIDED BY US, A DISTRIBUTOR, RESELLER, OR ANY OTHER REPRESENTATIVE. 

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• WE DISCLAIM ANY AND ALL LIABILITY REGARDING THE ACCURACY, QUALITY, RELIABILITY, SUITABILITY, COMPLETENESS, TRUTHFULNESS, USEFULNESS, OR EFFECTIVENESS OF OUR SITES, PRODUCTS, AND SERVICES.

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• IN NO EVENT SHALL HELLOBELLO, ITS AFFILIATES, OR ITS BUSINESS PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHATSOEVER, WITH RESPECT TO OUR SITES, PRODUCTS, OR SERVICES, OR THE PRODUCTS OR SERVICES OF THIRD PARTIES ACCESSED OR PROVIDED THROUGH US, INCLUDING BY WAY OF EXAMPLE AND NOT LIMITATION, LOSS OF INCOME, MEDICAL EXPENSES, LOSS OF GUIDANCE, CARE AND/OR COMPANIONSHIP.

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• IN THE EVENT OUR SITES ARE ACCESSED OR PRODUCTS OR SERVICES ARE PURCHASED IN A JURISDICTION THAT DOES NOT PERMIT ALL OR A PART OF OUR DISCLAIMERS (INCLUDING SUBSECTIONS), THE MAXIMUM AMOUNT RECOVERABLE FOR ALL CLAIMS RESULTING IN ANY FINAL JUDGMENT, WHETHER BROUGHT AT ONCE OR SEPARATELY OVER TIME, INCLUDING APPEALS, SHALL BE RESTRICTED TO THE AMOUNT ACTUALLY PAID FOR THE PURCHASED PRODUCT OR SERVICE, PROVIDED THAT (i) SUCH PRODUCT OR SERVICE DIRECTLY CAUSED THE DAMAGES, INJURIES, OR LOSSES; (ii) THE CLAIMANT IS SOLELY THE END USER CONSUMER WHO PURCHASED SUCH PRODUCTS AND/OR SERVICES FOR THEIR NORMAL AND INTENDED PURPOSES; (iii) SUCH END USER CAN PROVIDE A VALID RECEIPT FOR THE PURCHASE; (iv) THE PURCHASE WAS MADE FROM US OR AN AUTHORIZED RESELLER; AND (v) SUCH MAXIMUM RECOVERY SHALL ONLY BE AVAILABLE IF THESE TERMS HAVE NOT BEEN BREACHED BY SUCH END USER CONSUMER. THIS MAXIMUM RECOVERY SHALL INCLUDE ALL COSTS AND EXPENSES, INCLUDING, WITHOUT LIMITATION, YOUR ATTORNEYS’ FEES AND COSTS, COLLECTION COSTS, AND ANY AMOUNTS PAID IN SETTLEMENT. 

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• THE LIMITATIONS IN THIS SECTION SHALL APPLY TO ALL CLAIMS, INJURIES, DAMAGES, LOSSES, COSTS AND EXPENSES, HOWEVER CAUSED, AND WHETHER FOR BREACH OF CONTRACT, IN TORT, BY WAY OF NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF WE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF SUCH DAMAGES WERE REASONABLY FORESEEABLE.

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This “Disclaimers and Limitations on Liability” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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Electronic Communications. 

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For Site visitors and purchasers of our products or services located within the United States and/or its territories, by contacting us for information, you consent to receiving our electronic communications. For Site visitors located outside the U.S., we will not contact you except as detailed in our Privacy Policy.  

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If you are located outside the U.S. and wish to purchase our products or services, please contact your local distributor or reseller. If no local reseller exists and you contact us to purchase a product or service, you consent to receiving our electronic communications solely for the purpose of your purchase. We will maintain Personal Data as detailed in our Privacy Policy.

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You agree that any notice, agreements, disclosure, or other communications that we send to you electronically shall satisfy all legal communication requirements, including that such communications be in writing. Should you wish to opt out of e-mail communications, except for legal notices, please let us know by contacting support@hellobelloapp.com with “unsubscribe” in the subject line or by clicking appropriate links to unsubscribe contained in email communications. We will remove your e-mail from our customer management database (or anonymize or pseudonymize it) within a reasonable time period provided you are not a subscriber to any of our other services. If you are a subscriber to our services or later purchase our products, we may still contact you for matters relating to your subscription or purchase. Notwithstanding, our delay in complying with your opt-out request shall not be considered a breach of these Terms. See our Privacy Policy for more information.

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Choice of Law | Applicable Laws. 

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You agree that any Claims relating to us, our Sites, products, or services, and/or our Terms are subject to the laws of the State of Colorado, U.S.A., unless U.S. Federal laws supersede, without giving effect to any principles of conflict of laws. While the definition of “Personal Data” may vary depending on where you are located, any dispute regarding such Personal Data shall be determined pursuant to Colorado law unless U.S. federal law supersedes. 

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Jurisdiction and venue for any Claims relating to us, our Sites, our Terms, our products and/or services, and any related legal issues, shall only be appropriate in the courts in the county in which HelloBello has its principal place of business or the U.S. District Court of Colorado. Further, you and HelloBello expressly and irrevocably consent to the personal and subject matter jurisdiction and venue in these courts for any such Claims made. You also agree that you shall only assert Claims against us in the aggregate (meaning all together) and that you shall not seek or agree to serve as a named representative in a class action or seek relief on behalf of anyone other than yourself. If your access to our Sites or your purchase of our products or services is through your employment, only your employer may assert Claims against us.

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We administer our Sites from our offices in Colorado, USA. We make no representation that our Sites, products, or services are appropriate or available for Use in your location, and access to our Sites, or purchases of our products, and/or services from territories where such are illegal is prohibited. If you choose to access our Sites or purchase our products or services from outside the United States, you do so on your own initiative and are responsible for compliance with applicable laws. Any purchase of products or services through a reseller or distributor shall be controlled by such reseller or distributor’s agreements with you. You agree that HelloBello shall have no liability for products or services purchased from such third parties.

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This “Choice of Law | Applicable Laws” section shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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Notices. 

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Any notice you wish to provide to HelloBello should be provided either by email to support@hellobelloapp.com or by U.S. mail, postage pre-paid, to HelloBello Financial, LLC, 600 E 2^nd Avenue, Durango, Colorado 81301 USA.

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Questions or comments regarding these Terms may be sent to support@hellobelloapp.com.

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If we update our Terms, we will post a prominent notice on our home page(s) to notify you of any significant changes to these Terms and will indicate at the top of the document when it was most recently updated. You may be required to review and acknowledge our Terms prior to purchasing our products or using our services.

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Definitions. 

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These definitions apply to all our Terms, including our Privacy Policy.

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“App” means a computer software application.

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“Business Partners” are individuals or companies with whom we enter into agreements to assist in providing products and services, including without limitation and by way of example only, maintaining our Sites, processing payments, analyzing traffic, providing customer support, providing customer relationship management services, marketing, manufacturing, distributing, and/or reselling products and services.

“Claim” means any disagreement, controversy, dispute, demand, cause of action, litigation, or other legal or equitable proceeding, whatsoever.

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“Derivative Work” is a work based upon one or more preexisting works, such as a translation, musical arrangement, dramatization, fictionalization, motion picture version, sound recording, art reproduction, abridgment, condensation, or any other form in which a work may be recast, transformed, or adapted. A work consisting of editorial revisions, annotations, elaborations, or other modifications which, as a whole, represent an original work of authorship, is a “derivative work”.

“Intellectual Property” means rights in and to any and all intangible and industrial property, including, without limitation, all patents, patent applications, trademarks, trade dress, copyrights, confidential information, including trade secrets, and Derivative Works and improvements to any such property. By way of example, and not limitation, Intellectual Property includes (i) all designs, specifications, processes, techniques, technology, drawings, strategies, methodologies, presentations, prototypes, computer programs, models, marketing plans, and inventions that are the result of creativity, (ii) proprietary information or confidential information, trade secrets, ideas, concepts, and know-how, and (iii) publicity and privacy rights, all of (i), (ii) and (iii) in any form or format and whether or not registered or registrable, and including all rights to related applications, registrations, continuations, and renewals. Without limiting this definition, and by way of example, HelloBello’s Intellectual Property includes any HelloBello™ desktop and mobile applications (“Apps”), downloadable or cloud-based software (“SAAS”), our trademarks, our proprietary methodologies, our source code, our Site content, including blog content, and advertising.

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“Jurisdiction” for any Claims you may have against us, whatsoever, related to our Terms, including our Privacy Policy and any other agreements we may have with you that we have approved and executed, your use of our Sites or services, and your purchase of our products or services, means the county in which HelloBello Financial, LLC has its principal place of business and/or the U.S. District Court located closest to HelloBello Financial, LLC’s principal place of business in Colorado should U.S. Federal laws apply.  All Claims shall be determined pursuant to Colorado law unless U.S. Federal law applies. You agree that HelloBello will have personal and subject matter jurisdiction over you and Claims you make against or involving us.

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“Linked Account” means an account that you may have with a third-party social networking service or other Internet provider, from which account you are able to link to any of our Sites.

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“Personal Data” is defined differently depending on where you reside. If you reside in the United States, to the extent appropriate under applicable laws, Colorado law shall control in these Terms. In the event you are located in the European Union/European Economic Area (“EU/EEA”) or elsewhere in the world, Personal Data will be defined by the applicable laws where you reside, however, these laws shall not over-ride Jurisdiction and venue (in Colorado) or any other of the rights and obligations contained in our Terms.

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“products” or “services” means any and all offerings from us to you, including without limitation, our Sites, content or information on such Sites, merchandise, any and all downloadable or cloud-based software, Apps, and any maintenance, installation, helpdesk, support services, and other services we may offer or provide at any time via subscription or otherwise. 

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“Site(s)” means all websites and all content thereon, in whole or in part, owned and operated by HelloBello, including by way of example and not limitation, https://hellobelloapp.com and all related pages, excluding User Content. Our Sites do NOT include websites operated by distributors and/or resellers, regardless of ownership of such domains.

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“HelloBello” or “HelloBello Financial, LLC” includes our parents, affiliates, subsidiaries, licensors, successors, and assigns and does not include licensees, distributors, and/or resellers.

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“Use,” “Using,” or “Used”, as to our Sites, products, and/or services, means accessing, viewing, and/or displaying Sites for personal viewing for their intended purposes on a single computer or device and/or purchasing products or services for their normal intended use for personal use or for resale only if authorized by us in advance. Use of software does not permit further transfer without our written authorization. 

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“User” means the individual or entity accessing or Using our Sites or purchasing our products or services in whole or in part. 

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Defined terms in the singular form shall have the same meaning as terms utilized in the plural form. 

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This “Definitions” section, including all subsections, shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.

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General Terms.

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Reservation of Rights. All our Sites, products, and services remain our exclusive property. We reserve all rights not expressly granted to you. Any license to our services is non-exclusive and non-transferrable. 

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Assignability. You may not assign our Terms or any rights or obligations herein without HelloBello’s prior written authorization. We may assign all or part of our rights under these Terms in connection with a merger, acquisition, asset sale, operation of law, or otherwise without notice to you. There are no third-party beneficiaries to these Terms. 

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Severability. If any provision of these Terms is held to be invalid, illegal, unenforceable, or in conflict with applicable laws or public policy, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired and shall remain in full force and effect and the principals of User, if any, and HelloBello (or a court within competent Jurisdiction) will endeavor to modify that invalid, illegal, or unenforceable clause in a manner that gives effect to HelloBello’s intent.

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Language. These Terms are to be construed in the American English language. Any translation is for convenience only. The American English language shall control in the event of any contradiction between the English language version and a translation. Further, any Claim must be made and determined in the American English language.

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Force Majeure. HelloBello will not be liable for any damages to you or to third parties for any delay or default in performance if such delay or default is caused by conditions beyond our control, including, but not limited to, acts of God, Government restrictions, regulations, laws, or sequester, continuing domestic or international problems such as wars, threats of terrorism, hacking, or insurrections, strikes, fires, floods, work stoppages, border closures or delays, embargoes, government closures, pandemics, public health closures, or epidemics.

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Construction. Any reference to “herein” shall refer to our Terms and not to a specific section of these Terms. Headings and fonts are for convenience only. Anything that cannot be done directly under our Terms may also not be accomplished indirectly. Any limitation on the Use of our products or services or our tangible property or our Intellectual Property automatically includes a limitation on the use of such property “in whole or in part.” Our Terms are not to be construed against the drafter. Any reference to “it” or “they” shall refer to the party so intended, regardless of gender or whether a human individual or entity.

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Waiver. Waiver by HelloBello of any provision of our Terms must be in writing, signed by us, to be effective. Waiver of any breach of any provision of our Terms will not constitute or operate as a waiver of breach of such provision on any other occasion nor a waiver of any breach of other provisions, nor will failure to enforce any provision operate as a waiver of such provision. 

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This “General” section, including all subsections, shall survive termination of your Use of our Sites, products, and services, and any other agreement you may have with us.